foil online scams: A heritage fallen from the sky, a loft downtown for the price of a maid’s room, a sweetheart as virtual as a banker who writes like a student of CP …
On the internet and in your e-mail box It’s Christmas every day. Except that on the web, a five-legged sheep almost invariably hides a scam. foil online scams:
How to foil online scams?
The principle. It all starts with an e-mail. “Mr. or Mrs. X, the only descendant of a wealthy African diplomat who has deposited several millions in a Swiss bank, needs a partner to help him transfer the funds.
” Luckily, when calling for help, your correspondent entered a random address and came across you.
Of course, you will have to start by checking out. But what do a few thousand euros weigh on the promise of cashing millions?
Many variations exist, from the fake lottery by e-mail to the virtual romance, which can only be lived after payment of the transport of the great love.
In the latter case, the scammer preferably operates on online dating sites, or through instant chat software, such as Skype or Google Talk.
Why does it work? The scammers are banking on your naivety and your greed.
foil online scams: The scam works because you are only asked for money after many exchanges, at the precise moment when you think to reach the goal.
How to avoid it? This type of scam, also called 419 fraud or “Nigerian swindle”, is as old as the web.
Just wonder what a miracle this generous heir to decide to use your services.
Or if this young woman ready to travel 6,000 kilometers (at your expense) for a first meeting really wants only your beautiful eyes.
The real fake ad
The principle. “Apartment for rent of 75 m² for 650 € / month at the gates of Paris.”
This is the scam fashionable these days, as reported Le Parisien May 16 (subscribers only).
Apart from the asking price, the ad presents all the finery of a real. Photos included.
But, when contacting the owner, you are asked to pay the deposit and the first month of rent by cash mandate.
The amount in cash so deposited will be paid to the owner if you do business, he explains.
Except that this pseudo-owner hastens to cash the mandate even before you have met.
Another case: you are offered a used car, a seasonal rental by the sea, or a brand new iPad at unbeatable rates.
Why does it work? Because we are all looking for bargains, and because crooks play on the urgency of the deal. The offer is so enticing that it takes little to convince you that you are many in the ranks.
How to avoid it? Common sense alone should be enough to thwart the scam.
foil online scams: If it’s too good to be true, it’s because it’s not. The method of payment claimed should also encourage you to be cautious.
Never agree to settle a stranger by money order or by means of prepaid cards. In both cases, it is extremely difficult to trace the path of the transaction.
The principle. This type of scam, probably the most widespread and the most dangerous, is to mass mail fraudulent e-mails under the name of companies or institutions located on the street.
In recent months, EDF, GDF-Suez, the Health Insurance or your bank have been the object of this form of scam.
In their content, emails encourage users to click on a fraudulent link.
The victims are then redirected to a counterfeit site, from which they are invited to enter their personal credentials or fill out a form that will then allow crooks to recover their bank details.
Why does it work? In their form, these emails seem more real than life.
They reproduce the logo and take up the jargon of the institutions from which they claim to emanate.
The counterfeit site on which the victims land is a true copy of that of the real body.
Again, the message plays on urgency, threatening you for example an increase in your bill or an account closure.
How to avoid it? Assume that, in general, these institutions prefer to communicate with you by mail.
Then, to begin, examine the address of the sender of the mail which, in the event of fraud, is revealed often of a doubtful complexity.
Then, even if it is not a guarantee, the equivocal e-mail is often written in an approximate French. By reading it diagonally, you will miss some mistakes, but it will not withstand scrutiny.
Also carefully check the URL of the link that is offered to you.
If it’s an unsafe link (if it starts with “http” rather than “https”), you can start worrying.
Do not click on this link. Enter the URL of the site yourself in your browser.
Access your customer area and trust only the message it contains.
Finally, if you are not a client of the institution that claims to address you, you can skip the steps above and report immediately the fraudulent nature of this email.
Blackmail at the webcam
The principle. This type of scam, if it is not widespread, can unfortunately have dramatic consequences, as recalled the Republican Lorraine.
It all starts on a social network, a dating site or instant messaging software.
The crooks flirt with the victim pretending to be a potential partner and eventually convince him to plug in his webcam and show off.
foil online scams: The scene is immortalized without the knowledge of the target person and blackmail is engaged: the scammer threatens to upload the video and requires payment.
How to avoid it? By observing the elementary rules of prudence that consist in not saying too much or showing too much to strangers on the web.
How to react ? Cut off all contact with the scammer and alert the authorities.
Never send money, and if there are threats, report the video for deletion.
The principle. You browse the internet, usually on a questionable site, click to play a video or access any other content, when a popup pops up, notifying you that an update is needed to access the page that you had asked.
In fact update, the proposed link leads you to install malicious software that has the effect of blocking your computer. foil online scams
To unlock, you are required to pay a ransom, usually by means of a prepaid card, purchased from a tobacconist.
Why does it work? The pop-up window and the link it offers counterfeit the one of a software publisher you trust, such as the Adobe company. foil online scams
foil online scams: In addition, scammers play on your guilt: often, you were about to access illegal content (for example a download) or pornographic content.
They even pretend to be a recognized authority, for example the police, and present their ransom as a banal fine to pay. foil online scams